The Higher Ed Act is due for reauthorization and there is broad agreement that the federal financial aid system needs to be fixed.

At a hearing on student debt held last week by the Senate Health, Education, Labor and Pensions Committee, EdNext executive editor Matt Chingos (who also serves as director of education policy at the Urban Institute) suggested some changes to the way student loans work.

You can download his full testimony, “Opportunities to simplify and modernize federal student aid,” here.

Last week, EdNext published “The Looming Student Loan Crisis is Worse Than We Thought,” by Judith Scott-Clayton.

Please also read:

• “Opposing Perspectives on Student Debt,” by Jason Delisle

• “The Tangled World of Teacher Debt: Clashing rules and uncertain benefits for federal student-loan subsidies,” by Jason Delisle and Alexander Holt

— Education Next